I urge every senior or their friends to read Oct.2012,AARP bulletin.

                    MEDICARE TRAP: When Care Isn't covered? page 22

 If you go a hospital--ask what is your status:

                Admitted or being Observed.

                        If admitted,Medicare Part B will cover your stay 80%.

                        If "Being Observed"-- you could be in trouble.

     So like you go a restaurant--you check the prices first--Do the same when you check in a hospital.

              Medicare rules are getting tougher--even though you have Part A,B,Medigap or supplemental insurance.